Hi,Complete your training and get the following benefits:- Lowest quotations from top leading insurer and Instant Policy. One Code allows you to work with multiple Insurance companies across Life and … Continue reading →
The clarification comes after reports suggested that traffic police officials would fine motorists Rs 2,000 if they are not carrying a hard copy of their vehicle insurance. Traffic Police officials … Continue reading →
Many people have requested to the Ministry to provide a platform to look for the genuineness of an RC that is Registration Certificate and also DL which is Driving Licence. … Continue reading →
Chapter 1 WHAT IS INSURANCE? History of Insurance Insurance in India Insurance was practiced in India even in the Vedic times and the Sanskrit term “Yogakshema” in the Rigveda is … Continue reading →
Chapter 2 PRINCIPLES OF INSURANCE CONTRACT OF INSURANCE Any contract is entered between at least two persons/parties to do or abstain to do an act. Contract of Insurance is between … Continue reading →
Chapter 3 MOTOR INSURANCE The motor insurance portfolio, falls under the miscellaneous department of insurance companies. It generates a major portion of total non-life business of companies operating in India. … Continue reading →
Decoding a health insurance policy document can be tough, given the complex list of terms and conditions. Many tend to give the in-depth study of the clauses a miss, only … Continue reading →
Features and Benefits of 10 year term life insurance Policy Some of the features and benefits of 10 year term life insurance policies are mentioned below. Long coverage An individual enrolled … Continue reading →
Some of the salient features and benefits of a 5 year term life insurance policy are mentioned below. Death benefit In the event of unfortunate demise of policyholder during this term … Continue reading →
Union Budget: Government proposes increase in the TDS on life insurance policies Currently, under Section 194DA of the Income Tax Act, 1961, life insurance policyholders or nominees have to pay … Continue reading →
Unit-linked and non-linked insurance products have got their regulations simplified by the Insurance Regulatory Development Authority of India (IRDAI). The revival period on unit-linked products has been increased to three … Continue reading →
What is the average life insurance cost per month?The cost of a life insurance policy depends on the type of policy you own. Term plans are generally cheaper in nature … Continue reading →
Insurer and Insured: The insurance company that sells a life insurance policy to an individual is called the insurer while the individual who purchases said policy is the insured. Grace Period: When … Continue reading →
Do your research: Given the number of options at your disposal when it comes to selecting the right insurance provider and then choosing the policy that best suits your requirements from … Continue reading →
When life insurance companies calculate the premium for each individual, there are certain factors that are taken into consideration. Since life insurance is a form of investment, even low premiums … Continue reading →
The most important thing to do before taking out a life insurance policy is to evaluate and understand your insurance requirements. Following are the points you will have to consider … Continue reading →
Life, as we know it, is essentially divided into four stages. In a similar fashion, a life insurance policy will also have its phases and each phase will have its … Continue reading →
Life insurance involves the payment of an amount of funds when the insured individual dies or once a certain period is completed. It also helps in minimising the risk by … Continue reading →
The concept of life insurance was established in India in the year 1818 by the British colonial rule. Since then, it has become a financial instrument that is crucial for … Continue reading →
In India, the general tendency is to not purchase an insurance policy unless one really needs it. This is a highly risky behavior as medical emergencies and unfortunate events are … Continue reading →
With the insurance sector maturing vastly over the last few years, people are becoming more and more aware about the importance and absolute vitality of insurance policies (both health and … Continue reading →
Documents Required for Buying a Life Insurance Policy: Following are the documents you will require to purchase a life insurance policy: Passport-sized photographs Age Proof (Driving License / PAN Card … Continue reading →
Women are becoming more and more empowered in all aspects in India. These days they are not only contributing to household chores but are also working shoulder to shoulder alongside … Continue reading →
Term Insurance Plans for Couples There are various term insurance plans that are being offered in the market, specifically for couples. These plans are extremely reasonably priced and also have … Continue reading →
How to Choose a Term Insurance Plan: The market is flooded with term insurance policy options, with varying policy terms, benefits and sum assured amounts. Navigating this maze of policies … Continue reading →
Key Features of Term Plans With Maturity Benefit The term life insurance plans with maturity benefits or term return of premium plans come with a lot of attractive features. Listed … Continue reading →
Exclusions for Term Insurance Plans: Term insurance plans cover a list of specific events and circumstances. Depending on the type of plan selected, this could be an exhaustive list. However, … Continue reading →
Comparison of Different Types of Life Insurance Plans: Life insurance has evolved from a luxury to a necessity, with it becoming an integral component for the smooth functioning of our … Continue reading →
Benefits of a Life Insurance Policy: Life Insurance policies offer several different benefits to individuals. Following are the most important: Risk Cover: Since uncertainties are unpredictable and may cause problems to … Continue reading →
Follow the steps mentioned below to calculate the amount of life cover that you will receive from the life insurance plan that you choose to avail. Knowing the life cover … Continue reading →
In India, more voluntary programmes are being built into group insurance schemes, leading to employees exercising the option to take on additional cover as per their requirements. In this survey … Continue reading →
Term Insurance Term insurance plans ensure that your family receives adequate financial support to maintain a stable lifestyle even if you are not there. Term life insurance refers to the … Continue reading →
Definition of ‘Paid Up Policy’ Definition: Life insurance policies usually last the insured’s lifetime, but some policies can be paid up completely till a specified age. A life insurance policy in … Continue reading →
What is a paid-up insurance policy? A policy can be converted to a paid-up policy once it acquires a surrender value which is typically after 2-3 annual premiums (traditional) or … Continue reading →
Overall economic slowdown coupled with delayed monsoon and higher monsoon deficit in few regions have impacted rural demand. Moreover, liquidity issue to some extent and inventory correction for better business … Continue reading →
In case you’re wondering, there are certain rights all air passengers are entitled to while traveling. This article would educate our fellow passengers about these rights to claim if need … Continue reading →
Hyundai car owners should know about the Hyundai car insurance tie-ups, so that they can choose from a number of General Motor Insurance companies such as – HDFC ERGO (L&T … Continue reading →
Plan # 2 – Aviva wealth builder for male / female Premium 2 lac annual mode Returns 20 lac guaranteed Premium payng term 5 Policy term 10 Conclusion exact double … Continue reading →
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