The insurance policy broadly covers loss and/or damage by burglary, housebreaking (theft following upon actual, forcible and violent entry of and/or exit from the premises) including hold-up risk and damage caused to premises.
The insurance policy does not cover loss and/or damage arising out of war, riot, strike, civil commotion, terrorism and by use of keys to safe.
Stocks frequently fluctuating in value can be insured on declaration basis.
Stocks can be insured on ‘First Loss’ basis.
Riots, strikes and terrorist damage
This is not an exhaustive list. For details, please read policy terms and conditions.