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Unit Linked Insurance Plans- FAQs


Source Money Control

 

FAQs:
  • Are investment returns guaranteed in a ULIP?
  • Can a partial encashment/withdrawal be made?
  • Can one seek refund of premiums if not satisfied with the policy, after purchasing it?
  • How much of the premium is used to purchase units?
  • Is it possible to invest additional contribution above the regular premium?
  • What are the charges, fees and deductions in a ULIP?
  • What information related to investments is provided by the Insurer to the policyholder?
  • What is a ULIP?
  • What is a Unit Fund?
  • What is a Unit?
  • What is Net Asset Value (NAV)?
  • What is the benefit payable in the event of risk occurring during the term of the policy?
  • What is the benefit payable on the maturity of the policy?
  • What types of funds do ULIP offer?
  • Whether one can switch the investment fund after taking a ULIP policy?

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This entry was posted on October 18, 2018 by in Uncategorized.

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