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Workmen’s Compensation Policy offers monetary compensation to the employees/nominee in case of medical emergencies during their employment period.
The policy, provides for two forms of insurance viz,
Table ‘A’ –Indemnity against legal liability to all employees (whether or not coming within the definition of the term Workmen) under the W.C.Act 1923 and subsequent amendment to the said Act prior to the date of issue of the policy, the Fatal Accidents Act, 1855 and at Common Law.
Table ‘B’ –Indemnity against legal liability under the Fatal Accidents Act, 1855 and Common Law. (Table ‘B’ policies may not be issued to cover employees who fall within the definition of “Workmen” under the Workmen’s Compensation Act, 1923 as amended).
The premium rate depends on the occupation and wages of the workmen
Medical extension can be given by charging extra premium.
This is not an exhaustive list. For details, please read policy terms and conditions.
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