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There is recession in Indian Industry due to non availability or shortage of skilled labour or employees or personnels. In case the gap is met, another problem arises how to retain them.
They frequently hop jobs looking for better opportunities or for reasons best known to them.
Once the employer has invested time, money and infrastructure in training and skill development of these personnels, leaving the job or employment by these personnels harms the small industries and medium scale enterprises in an untimely unrecoverable manner. This leads to heavy losses to the organisations.
To retain them, employer should bind them in time bound direct or indirect incentives.
To achieve this, to overcome the recession problem, and to recover the losses, the employer or organisation should opt for business insurance like employer employee policy, keyman policy, married woman protection act policy (MWPA) from the capital
This capital can be shown as expenses u/s 37 ( 1 ) in next year balance sheet.
This capital is used as tax deferment tool
And instead of paying heavy amount of taxes to the Govt, organisations can secure their employees future thereby securing their own future
Individual can go for an insurance policy under HUF (hindu undivided family) to get extra benefit of Rs. 1.5 lac u/s 80C
The consequences of today are determined by the ACTIONS of the PAST.
To change your FUTURE, alter your DECISIONS TODAY
Keyman Insurance Policy
Lets address the key and unique needs of the Next Gen Businessman.
We offer an SME the option to plan his future by securing himself for his family and for his business by giving him the opportunity to acquire Additional Income and Capital Protection.
In-depth consumer research conducted by us has led us to understand the specific financial needs of the Next Gen Businessman. Our research workshops have identified that the key characteristic which defines the needs of the Next Gen Businessman is the fact that he wears the multiple hats of Key Man, Chief Wage Earner as well as that of an Employer. His main interests, therefore, are vested in Business Continuation, concern for his own Health, Wealth Creation for family and Financial Protection in case of an unforeseen event.
Get capital protection with an opportunity of maximizing the return potential with tailor-made solutions to help them secure their future.
Secure your family against life’s uncertainties with Term Insurance under MWPA
It is BEST suited for architect, film distributor, lawyer, interior designer, small & medium enterprises, exporter, doctor etc.
It is also BEST for parents with special child needs.
USE – medical negligence, loan pay to creditors
BENEFIT- creates an asset class free from GARNISHEE ORDER – encumbrance free estate – court or income tax etc cannot sieze it !!
ITS FREE OF COST !
Wealth vs Money
For possession of money throughout ones’s life , one must
Now how to double the wealth ?
Answer is Rule of 72
In finance, the rule of 72, is a method for estimating an investment’s doubling time. The rule number (e.g., 72) is divided by the interest percentage per period to obtain the approximate number of periods (usually years) required for doubling
Our vision is to ensure that every life we touch feels secure and enriched.
We shall be a guide and a mentor to people so that they are able to make the most informed insurance decisions to meet their life goals.
We place customer first in everything we do. We regularly stay in touch with them and build deep and lasting relationships.
|Trust and Respect
We build trust by being dependable, honoring our commitments and by doing what we say (walking our talk). We show respect by nurturing, recognizing the unique capabilities in our people and by appreciating them doing the right things.
|Passion to Win
We deliver stretch goals, demonstrating a profit and cost conscious mindset and a CAN DO attitude. We focus on improving continuously and setting new benchmarks.
We constantly strive to create a differentiation in our offerings, processes and infrastructure and deliver that ‘extra’ at low or no cost.
We are quick and responsive while also ensuring that we are reliable.
Values driven business practices
Talented team of professionals