do u hv gurantee card of ur life or of ur family / friends ??
have u thought what will happen to them if u r gone in case of 4D or 4C…
1. death 2. disease 3. disability 4. destitute/ poverty
1. continuous flow of income 2. consume wealth 3. create wealth 4. conserve wealth
have u thought about life or risk cover , savings , income tax savings ; medical emergencies ??
each year, in the month of march as the financial year ends, people who earn more than 2.5 lac per annum do savings to save TDS ?? so have u ??
leave more than money- memories and a legacy behind you …
r u 3 levels protected ??
1. BASIC PROTECTION :- protect day-to-day household expenses & loans: b able to maintain current lifestyle.avoid financial burden on ur loved ones in case of any eventualities/death/disability .
2.BUILDING BLOCK PROTECTION :-do basic & higher education of children:create corpus in case if untimely death,plan continues without the premium payments(waiver off). protect expenses during retirement period & receive regular income
make financial plans for large family events (marriage),health care, hospitalization,surgery, critical illness etc 3. ASPIRATION PROTECTION :-creating legacy for next generation for foreign trip, study abroad etc.
Do u knw ur date of death ??
do u hv gurantee card of ur life or of ur family / friends ? Think for family in case of death,disease.disability, poverty.think life or risk cover,savings,income tax savings,medical emergencies ?
Help ur family/friends to secure their future/ family- it is a noble cause- thereby help ur own family/ur own self by earnings, fame, recognition, cash rewards, tours!play ur part in securing lives financially….
doctors save lives ..but we save families …
if weekends r strictly for family .this weekend wont be any different .
you dream ur plan . v wil plan ur dream…
Can you think of 25 friends or relatives who are very close to you ?? Refer and win exciting prizes. Also play a play in their lives by securing their future..
Add your friends to Birla circle and get awarded..
Pls find below cluster / ecosystem demonstration chart as an example …..
Remember A Friend in need is a friend indeed !! …..
D – Doctors/ Professionals/ chemist/ lawyers/ judges / engineers/ CA etc
S – Suppliers / Dealers/ Manufacturers/ brokers/ traders etc
· Approach these people for potential leads/ clients who would buy policy. It is a noble cause that you do as advisor/ financial consultant to do financial planning and securing lives of your friends and family– wealth protection, savings, retirement planning, pension plan , children’s future planning for education / marriage, income plan, life cover, risk cover, protection, tax saving , wealth secure, health and wellness, riders, income generation etc
· You may also create and collect your own database via cluster activities like eye check up camp, health check up, paining contest, talent show, women empowerment etc contributory activities and corporate social responsibility (CSR) events. Clusters may be residential type, traders, wholesalers, retailers, government employees, small /medium/ large industrial type, agricultural, educational ecosystem, skilled professionals, army, navy, factories, retired men/ women, housewives , auto driver etc
· You may also encourage people to join with as financial advisor/ planner/ consultant/ agent
· Risks to a human life value (HLV) :- what if income stops, risk of illness, risk of inflation impacting long term wealth creation, living too long, increasing consumption, depriving savings, higher working age and falling dependency, increase in nuclear families , increasing life expectancy , retirement age, improving standard of living ????
Reality of India :- more than 70 % of insurable population in India is currently uninsured