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CORPORATE COVER (Office Package) INSURANCE
INTRODUCTION
It is a comprehensive policy which is generally used for covering offices in order to cover the loss or damage which has occurred through fire, earthquake, flood, riot, burglary, cash in safe and while in transit, legal liability etc.
It covers loss or damage to buildings and contents due to fire, lightening, strike, riot, storm, cyclone, flood etc.
It covers any loss or damage caused by burglary or attempt of burglary to contents in office
It covers loss or damage to equipment in office, mobile equipment’s such as laptop, mobile or phone.
It covers for the cost that is incurred in restoring the data that is lost because of an insured peril
It covers loss of money due to burglary of cash in safe place or in transit from office to bank/atm and bank to office.
It covers financial losses due to fraud or dishonest act of salaried employees of office.
Loss occurred due to alteration of cheques, drafts or any negotiable instruments.
Bodily injuries because of accident resulting in death or permanent total disability. It also provides for ambulance charges upto Rs 2000 and in the event of death for carriage of dead body
This cover provides for legal liability on behalf of the proposer for accidental death or bodily injury to third party excluding resident employee or domestic staff as well as accidental damage to third party property.
This covers loss or damage to any fixed plain glass caused by an accident, external and visible means
This covers terms and conditions of mediclaim section
This cover provides for legal liability to the insured arising because of professional errors
Covers legal liability to salaried employees
It provides for legal liability imposed on prosper, due to unintentional property damage for loss or damage to the property caused by fire, explosion or water damage to the premises in the form of building or contents owned by or belonging to another used by the insured in the capacity of a tenant or a person holding them in custody for which the proposer is legally responsible.
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